Personal Finance

Personal Finance – Bad Habits

When I am walking down the street, sometimes I might stop because I saw ad in shop window. Then I start to think, who the hell is buying this stuff? Or another good example is the TV shop, who the hell is buying this stuff as well? Has this ever happened to you? You are …

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Personal Finance

Personal Finance – 4% Rule

I have talked a lot about 4% rule and today I want to clarify a little bit what is it and how I see it. Old 4% way I have seen a lot of texts and guides talking about this rule as well, most of those are you would withdraw the 4% of your portfolio …

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Personal Finance

Money Management – 7 Hobbies You Can Afford

Having a hobby can be very expensive. The costs can rise over four digits per month easily in certain sports. The costs are coming from rent, interval of practices and training costs. For example, ice-hockey, horse riding and figure skating are very expensive. I have two kids and am just hoping that their hobby selection …

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Personal Finance

Money Management – Tips For My Kids

Hi, Today I will talk about a little bit about kids and money. I have two young boys and time to time I have thought about this topic; How I will teach the 8th wonder of world, different between good and bad loan, and etc. to them. There are some rules about money which my …

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Personal Finance

Personal Finance – Know Your Destination

” To get there you need to know your destination” This is one of my favorite quote’s and I use it a lot in work related tasks and with my personal goals. I really don’t understand people who love to wonder around without destination and goals, but you see those quite often. Also, I heard …

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