Investing For Dummies

Investing For Dummies – Megatrends (part 1 of 3)

When I am thinking to what trend or company invest next, I always think long term. Good advice from Warren Buffett is to think what company or trend will exist even though you would close your internet for the next 5 years. One of my methods find suitable companies or trends is to go thru …

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Personal Finance

Personal Finance – Cash Flow Patterns

I was a typical middle-class person 10 years ago. I just dreamed about new car all day long and when I got first job, I went to the bank, took a loan and I bought quite new BMW. Would I do the same today? Never! Back then I didn’t know anything about cash flow patterns …

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Personal Finance

Personal Finance – Bad Habits

When I am walking down the street, sometimes I might stop because I saw ad in shop window. Then I start to think, who the hell is buying this stuff? Or another good example is the TV shop, who the hell is buying this stuff as well? Has this ever happened to you? You are …

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Personal Finance

Personal Finance – 4% Rule

I have talked a lot about 4% rule and today I want to clarify a little bit what is it and how I see it. Old 4% way I have seen a lot of texts and guides talking about this rule as well, most of those are you would withdraw the 4% of your portfolio …

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Personal Finance

Personal Finance – Why Rich Are Getting Richer?

This topic has been quite popular in Quora and decided to write a blogpost about it. I always try to share everything I know about the money and personal finance and I think this is the one of the most important ones. By understanding the difference between poor, middle-class and rich you are able to …

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Monthly Summary

Monthly Summary – September 2017

Monthly Summary Okey, one month has passed and now is time to do the monthly summary. During the past month the portfolio has grew nicely even though EUR vs USD rate has been negative to me. In the end no big changes in portfolio, only added some Olvi from the Nordnet campaign in the end …

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Personal Finance

Money Management – Money Challenges of Today’s Youth

We are living in 21-century but most of the old money laws still apply. So, what “old” laws I would like to tell to my kids or relatives who are soon turning 18? What are the money problems or challenges of today’s youth? Here is a list of things which come to my mind. Let’s …

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Investing

Investing For Dummies – TOP5 Investing Rules

Hi, This time I will talk about a little bit about my investing rules. I try to avoid investing mistakes by any means and this is the main reason why I have created these rules to myself. Also, these rules will keep me and my investing strategy discipline and perseverance. If the investor does not …

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Personal Finance

Money Management – 7 Hobbies You Can Afford

Having a hobby can be very expensive. The costs can rise over four digits per month easily in certain sports. The costs are coming from rent, interval of practices and training costs. For example, ice-hockey, horse riding and figure skating are very expensive. I have two kids and am just hoping that their hobby selection …

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Personal Finance

Money Management – 5 Money Saving Tips You Should Know

  “Financial Freedom Is Available To Those Who Learn About It And Work For It”, this is famous quote from Robert Kiyosaki. First step to your financial freedom is to make a decision and start to work for it. Second step will be to start to saving money and investing those to assets which pays …

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